Equipment financing allows businesses and investors to acquire essential machinery, vehicles, or technology without paying the full cost upfront. Instead, a lender finances the purchase, and the client repays the amount over time, typically with the equipment itself serving as collateral.
We help clients access equipment loans and lease-to-own programs by working directly with commercial funders who understand the asset being financed. These solutions support growth, increase productivity, and preserve working capital.
Equipment financing helps clients acquire the tools they need to operate and expand without exhausting cash flow.
Common Use Cases for Equipment Financing
Clients use equipment loans to expand their operations, increase production, or add capabilities to take on larger contracts.
Commercial vehicles, trucks, trailers, and specialty transport equipment can be financed to replace aging assets or add new capacity.
Computers, POS systems, servers, printers, and other essential technology are often financed by professional services firms, logistics providers, and manufacturers.
Construction, agriculture, medical, and industrial businesses rely on access to high-cost equipment. Financing provides a way to stay competitive without depleting reserves.
Equipment Financing Insights
We support clients in evaluating whether to lease or purchase equipment and match them with lenders who understand their sector. Many funders base approvals on the value and lifespan of the asset, the business’s financial health, and projected usage.
Our approach includes:
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Determining the asset’s expected return on investment
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Aligning loan or lease terms with usage expectations
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Preparing asset documentation, vendor quotes, and usage plans
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Working with funders that specialize in the asset type or industry