SBA loans are government-backed financing solutions designed to help qualified businesses and entrepreneurs access capital through approved lenders. These programs offer longer terms, lower interest rates, and reduced down payment requirements compared to conventional loans. Common uses include business acquisitions, partner buyouts, equipment purchases, commercial real estate, working capital, and debt refinancing.
We assist clients in accessing SBA capital by identifying the most appropriate loan program, structuring the deal, preparing supporting documentation, and working directly with funders that actively lend through the SBA. Our goal is to increase the likelihood of approval and shorten funding timelines by eliminating errors and aligning the deal with lender expectations.
We help clients access SBA loans by aligning them with the right lender, program, and structure resulting in stronger approvals and better long-term terms.
Research beyond the business plan
We evaluate the client’s financials, credit, industry, and goals to determine SBA eligibility and program fit. This helps avoid mismatched submissions and prevents unnecessary declines.
We prepare a compliant financial package with pro formas, use-of-funds breakdown, and all documentation required for lender review; including business plans, personal financial statements, and management bios.
We match the client with lenders who are active in their geographic area and industry vertical, based on real funding history and SBA approval data, not guesswork.
SBA Capital Market
Accessing SBA capital requires more than just completing forms. Each deal must meet SBA program requirements while aligning with individual lender preferences. We provide expert support in:
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Mapping loan requests to the proper SBA structure (7(a), 504, or hybrid)
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Navigating SBA guidelines and lender overlays
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Preparing compliant packages that meet both SBA and lender expectations
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Working directly with lenders to advocate for the deal and resolve conditions