Phoenix Capital Group & Advisory

Start-Up Capital

Start-up capital refers to the strategic injection of funds into a newly formed business or investment venture that is not yet generating consistent revenue. This form of capital is designed to help founders cover essential early-stage costs such as inventory purchases, equipment procurement, staffing, marketing, or fulfilling their first contracts.

Our role is to help clients access structured capital programs built around collateral, projections, or contract-based funding. These programs do not rely on outside equity or speculative investment. Instead, they draw on real assets, verifiable contracts, or receivables-based underwriting to establish credibility with funders.

We help early-stage businesses secure structured capital based on assets, purchase orders, invoices, and future receivables, not speculation or equity dilution.

Research beyond the business plan

We assist clients in developing a practical breakdown of how funds will be deployed during the early stages of operations. This includes identifying key spending milestones and ensuring fund usage aligns with program requirements.

We work with clients to package their business formation documents, projections, contracts, and onboarding strategies in a way that speaks directly to the funder’s evaluation criteria. This includes verifying ownership structure, legal standing, and intended timeline to revenue.

We match the client’s profile with programs such as asset-based lines, invoice factoring, purchase order funding, equipment leases, and hybrid working capital structures that allow for ramp-up without long-term repayment risk.

Start-Up Capital Market

Accessing capital at the start-up stage requires strategic positioning, not just good ideas. We provide guidance and access to early-stage programs built for operations that are not yet cash-flowing but have near-term paths to revenue.

Our internal research and underwriting support includes:

  • Identifying funding programs that work with newly formed entities
  • Evaluating start-up viability through industry benchmarks and cost models
  • Structuring the use of proceeds to align with collateral-backed lending options
  • Reviewing invoice or contract-based underwriting logic with specialty funders
  • Providing detailed funding request memos based on business model and runway
How can we help you?

We are here to support your commercial capital needs. Contact your nearest commercial capital advisor or submit a funding inquiry online. Our team will help evaluate your options and match you with solutions tailored to your goals.

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