Fix ‘n’ flip loans allow real estate investors to acquire distressed or undervalued properties, renovate them, and sell them for a profit. These short-term capital solutions are designed to finance both the purchase and renovation costs, with the property itself typically serving as collateral.
We help clients access fix ‘n’ flip financing by working with commercial funders that understand renovation timelines, resale strategies, and local market dynamics. These solutions allow investors to move quickly, improve properties, and generate returns without tying up personal capital.
Fix ‘n’ flip loans give real estate investors the speed and leverage they need to compete, renovate, and resell properties profitably.
Common Use Cases for Fix ‘n’ Flip Financing
Investors use these loans to purchase properties that need improvements before being resold. Quick closings are often essential when competing with cash buyers.
In addition to the purchase price, these loans can include funds for planned renovations, repair work, or improvements required to increase resale value.
Fix ‘n’ flip loans serve as bridge capital until the property is sold or refinanced. Investors often repay the loan from the proceeds of the sale.
Experienced real estate professionals use these loans across multiple deals to build and scale their investment portfolios.
Fix ‘n’ Flip Financing Insights
We support investors in structuring their deals, preparing documentation, and identifying funders who specialize in fix ‘n’ flip transactions. Approval often depends on the projected after-repair value (ARV), renovation scope, borrower experience, and exit strategy.
Our approach includes:
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Evaluating the purchase price and renovation budget
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Estimating the after-repair value and resale timeline
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Coordinating appraisals, contractor quotes, and project schedules
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Working with funders who prioritize investor experience and local market expertise