Phoenix Capital Group & Advisory

Refinance Solutions

Refinance solutions allow property owners and investors to replace existing real estate debt with improved terms. This may include lowering the interest rate, extending the repayment period, or extracting equity for other business purposes.

We help clients access refinance options through commercial funders who understand the unique goals behind each transaction. Whether the objective is to reduce monthly payments, unlock capital, or stabilize an existing note, we match clients with lenders that support long-term financial strength.

Real estate refinancing can lower debt costs, improve cash flow, and unlock capital for growth.

Common Use Cases for Refinance Solutions

Clients often refinance to reduce interest rates, extend amortization periods, or replace short-term notes with longer-term stability.

Equity in commercial properties can be leveraged through cash-out refinances to fund new projects, acquisitions, or business operations.

Multiple commercial loans or liens may be consolidated into a single refinance transaction to simplify management and improve repayment terms.

Clients use refinancing to pay off upcoming balloon payments, extend loan terms, or replace maturing loans with better structured capital.

Refinance Insights

Refinancing real estate debt requires an understanding of loan structure, property value, and the borrower’s financial objectives. Funders evaluate equity position, income from the asset, debt service coverage, and market conditions.

Our approach includes:

  • Reviewing current loan terms and identifying refinance goals

  • Analyzing property performance and updated valuation

  • Preparing documentation and payoff statements for lender review

  • Working with funders that specialize in real estate refinance strategies

How can we help you?

We are here to support your commercial capital needs. Contact your nearest commercial capital advisor or submit a funding inquiry online. Our team will help evaluate your options and match you with solutions tailored to your goals.

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